< home >  12/14/2020 --  LOEFFLER HEALTH PLAN, ETC.  LOEFFLER OFF SHORE TAX EVASION :: < When "white girls" fight ... 

  SOURCE:  https://www.atlantamagazine.com/great-reads/market-movers/  ::::  

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                 https://www.cnbc.com/2020/05/15/coronavirus-stock-probe-nyse-owner-quiet-as-loeffler-gives-documents-to-fbi.html  :: bill Member of uUS Congress can not own or trade stock 

Atlanta MagazineAtlanta Magazine

.. "Maybe you’ve been to a fundraiser at their house, one of the poshest in Buckhead. Maybe you’ve seen her [Kelly Loeffler] cheering for the Atlanta Dream, the Women’s NBA team she co-owns. Or maybe you’ve seen him in he news. After all, his company just bought the New York Stock Exchange. BY   

“It sounds preposterous,” the New York Times declared. “A businessman from Atlanta blows into New York and walks off with the colonnaded high temple of American capitalism.

No more will New York be the master of the New York Stock Exchange. And yet if regulators approve the $8.6 billion purchase of NYSE Euronext, then 
Jeff Sprecher, the founder and CEO of Atlanta’s Intercontinental Exchange, and Kelly Loeffler, his wife and ICE’s vice president of investor relations and corporate communications, will indeed have shifted the inner sanctum of the 221-year-old free market temple to a blocky glass building in an office park along the Chattahoochee. ...

The cultural significance is hard to overstate. A company - that made its name by adopting twenty-first-century technologies - will acquire an institution whose image seems positively quaint: blue-jacketed traders, ticker tape, the opening bell. Even though Sprecher says little will change initially, it’s hard not to take some civic pleasure in all this.

Here is little old Atlanta, so often viewed by New York with a mix of derision and condescension, taking over the very symbol of American commerce. What’s next? The Yankees? -- 
Sprecher’s acquisition comes at a pivotal time for the NYSE, which has seen its profits squeezed by competition from online exchanges.

It’s also been plagued by volatility brought on by high-frequency, computer-generated trades.

In the “flash crash” of 2010, the Dow lost nearly 1,000 points within minutes as lightning-fast trading algorithms echoed each other’s digital panic. Sprecher has made waves in the commodity markets - by putting limits on high-frequency electronic trades, and he’s been outspoken on the need to reform what he sees as an equities market that is too fragmented and complex for its own good (and the average investor’s). Perhaps ironically, the man who made a fortune from electronic trading is bullish on the NYSE’s human touch.

Sprecher, fifty-eight, grew up in Wisconsin, studied engineering, and was recruited out of college by Trane, an air-conditioning company, ultimately opening a new office in Southern California.

At night he earned his M.B.A. at Pepperdine; as part of his coursework, he studied a company that built power plants.

One of the executives left to form a new company and took Sprecher with him. Sprecher eventually bought out his partner, and when the opportunity arose in the late 1990s to buy a small firm in Atlanta that provided power companies with a network to buy and sell power, he threw himself into creating an efficient online marketplace.

The company was called Continental Power Exchange, but Sprecher wanted it to be an exchange for trading more than power, and he wanted it to be international, so Intercontinental Exchange (ICE) was born. Enron had an electronic platform, too, but once Enron imploded, the industry [industry players ] rushed to ICE. With 1,100 employees worldwide, and 383 in Atlanta, the company operates exchanges and clearinghouses for commodity trades and derivatives.

By any measure, ICE’s success has been staggering. Last year ICE cleared $552 million in profit on $1.4 billion in business.

 In 2011 Sprecher’s total compensation was $8.7 million. 
...  Loeffler’s family are grain farmers in Illinois.

 She followed job prospects around the country, moving up the ranks at Toyota and then, after business school, working on Wall Street. A job brought her to ICE in Atlanta, where she met Sprecher. They married nine years ago. In 2011 Loeffler and Mary Brock bought the Atlanta Dream WNBA team. Today, the forty-two-year-old Loeffler sits on the boards of the Atlanta Symphony, the Red Cross, Georgia Research Alliance, Skyland Trail, Central Atlanta Progress, and the Atlanta Sports Council. When Saxby Chambliss announced his current U.S. Senate term would be his last, the AJC floated Loeffler’s name as a potential candidate.
(She didn’t appear entirely from nowhere—Loeffler gave $10,000 to the Georgia Republican Party last year, and $750,000 to Mitt Romney’s Super PAC, one of the largest individual gifts in the country.)

Four years ago, the couple bought their first house together. But it wasn’t just any house: The 15,000-square-foot mansion in Buckhead made history as the most expensive real estate transaction ($10.5 million) ever in the city of Atlanta. Modeled in the style of an old European estate, Descante (as it’s called) is a stucco, steel, and limestone structure that boasts Versailles parquet in the dining room, a library with a secret passage to the living room, and a nineteenth-century pool house from France. ... Although increasingly active in Atlanta civic life, the couple haven’t sought a national spotlight. But the spotlight is catching up. We met in a modest corner office at ICE headquarters, where the most prominent feature was a whiteboard covered in basic arithmetic that likely represented the fate of millions (of dollars, if not people). Sprecher struck the more casual pose, Loeffler was a little more guarded. Both were still a bit bemused by all the attention.

(Editor’s note: Remarks are edited for clarity and length.)

You’re fifty-eight, your company is a huge success, you’re at an age when some people are starting to think about retirement. But instead, you’re taking on the symbol of American capitalism. Why?

Jeff Sprecher: The amazing thing about this company is that it keeps presenting really interesting intellectual challenges. And working with the NYSE and also - with their foreign businesses - [Where an American President can declare war - and "bomb". It ] just seems like a really interesting project. I’m an engineer; I like to fix things and organize things, and this just seems like a really interesting canvas to paint on. 

Has that been a strong motivation at different steps of your career—this intellectual challenge as opposed to a purely financial one?

JS: Financially I was in a position that I could have lived a nice life without working many, many years ago. But life is kind of an adventure, and I don’t know what else to do, and what would bring me the kind of challenges and opportunity to meet interesting people and visit new places.

ICE has been known within the financial world for a while, but the New York Stock Exchange is recognized well beyond that. Do you feel like you’ve been under the radar?

JS: Yeah, absolutely—and there’s something nice to be said about that, by the way.

Kelly Loeffler: We have been under the radar, but in 2006, ICE was the best-
performing stock in the United States, so we got recognition for that. Jeff got recognition for being one of the top three CEOs. So there are times when it does pop up, [... and, then I learned to suck ...] which is just enough for us because we don’t really seek it out. [ J doesn't do the 'smile and butt-bump' move - but, he thinks it's funny. ]

ICE went public on the New York Stock Exchange in 2005. Did you have an inkling at that time that you might come back and buy the whole thing?

JS: No. In fact, ringing the opening bell at the New York Stock Exchange was really the highlight of my professional career. It’s a very iconic moment that makes you take pause when you’re up there, realizing that you’ve gone from a private company to a public company. The idea that we would actually come back and help others do that was never in our minds.

How did ICE come to be?

JS: My partner and I started an alternative energy development company in California. I did that for seventeen years. Ultimately - I bought him out and became the head of the firm and built and owned and operated power plants all around the country. The power industry in the United States was deregulated in 1978, which was the same year as the airline industry was deregulated. [Deregulation] allowed entrepreneurs to come in and build, own, and operate power plants. California was on the leading edge because Jerry Brown was the governor and was very interested in alternative energy being developed by private parties. ... California decided in the mid-nineties to further deregulate the industry and really open it up - so that consumers could buy and sell power from whomever they chose. I thought there should be a free market exchange where buyers and sellers would meet. What ultimately happened, was the state decided to build its own highly government-regulated exchange. I was so concerned about that, I thought I should start a free market exchange outside the state of California for the other forty-nine states, and that’s how I started Continental Power Exchange.

And it was in Atlanta because this is where the technology was?

JS: I found a small company here that was losing a lot of money. They had sixty-three electric utilities that they were working with to try to create a computer system that would hook up the electric grid and allow these utilities to dispatch power in a coordinated way.

In the mid-nineties, I was very interested in the fact that they had sixty-three electric utilities on a network, and I figured that if we built a trading platform, we would have sixty-three natural customers that we could convince to trade power.

I bought the company in 1997. The Internet was just really starting. We spent between ’97 and 2000 building the ICE trading system.

By the time we launched in 2000, private networks were becoming obsolete and it was all about the Internet. So it was odd—the thing I liked about the Atlanta location was its connectivity to a private network, but by the time we launched, we launched on the Internet. 

Enron built a platform called Enron Online where you could buy and sell all kinds of commodities from Enron—they were the buyer to every seller and they were the seller to every buyer, so they sat in the middle of the market.

When Enron failed in 2001, the market wanted a neutral platform where they could meet many buyers and many sellers and help diversify their risk, and that’s what we had.

You’ve found "moments" when an industry was changing and there was a need for a new service or a new platform.

What’s the opportunity you see now in moving from commodities exchanges into stocks? 

JS: My career has been defined by being in the right place at the right time, and much of it is due to regulatory change or change in business practices. I have this view that the market is looking for a simplified and protected venue where entrepreneurs can go back to capital-raising activities and people that want to own stocks can have some confidence when they buy and sell them.

I think the pendulum went too far in the electronification of stock markets and I think it’s going to come back, and I think that the New York Stock Exchange will have an outsized voice in helping to drive the direction - because of the iconic nature of the exchange.

You describe ICE as being “entrepreneurial” even now. What’s an example of that?

JS: It stems from the fact that I have no idea how to manage people. I’m not a professional manager, so I have tended to hire and attract people that like to be self-
sufficient and self-directed, and we have a culture around here that if there’s some work that needs to be done, somebody jumps on it and does it and everybody gets out of their way. We allow people to stretch. That keeps good people here and I don’t have to know how to manage them.

I believe that businesses need to constantly be taking risk, and I believe if you constantly take risk that you will fail more often than you succeed, and that you should not view failure negatively. The thing that we view negatively is somebody who is failing and not recognizing their failure and doing something to correct it—or trying to cover it up. People like that don’t enjoy working here, and so it sort of self-selects.

So, what’s an instructive failure for you?

JS: We tried to buy the Chicago Board of Trade [in 2007] and we failed, and we tried - with NASDAQ - to buy the New York Stock Exchange [in 2011]. Those were very, very public attempts - that failed. In all of them we acted incredibly professionally.

[LESSON FOR DONALD J. TRUMP] And, when we failed, we admitted that we did not succeed, we wished other people well, and got out of their way and moved on. I think we learned from it and matured by it and left in good standing. Which is about all you can ask for in a failure.

KL [ LOEFFLER]: It was kind of a win-win outcome. We didn’t end up with the Chicago Board of Trade, but we ended up with a lot of stature in the industry and respect - and people learned about us. They saw the capabilities - and they hadn’t seen that before.

For a casual investor, what’s going to change under your ownership of NYSE?

JS: I don’t know. I only know that we’re going to try to make the markets better and more responsive to the needs of the average individual investor - and people that truly want to raise money. That’s the high-level goal.  

     I have a view that "good companies" are really just collections of "good" people, and really good people care about their customers and the way they do business. And, if you take that attitude, revenue and profit will ultimately flow from that, and you don’t really have to worry about the revenue side of the business.
[ Of course, keeping "expenses" reigned in ...]

KL [ LOEFFLER]: [Jeff] solves problems better than anyone I’ve ever seen in my professional career - which, has spanned Wall Street and the automotive industry. ICE has shown willingness to step into very difficult, challenging problems, saying that we’re going to take on the hard issues and solve them. Ultimately that’s led to revenue.

The individual stockbroker doing trades on the floor—is that really going to be extinct?

JS: What I can tell you is that today when you buy a stock—when you go online to buy a stock on your trading account—it can be executed at one of an estimated 250 different locations in the United States. There’s only one that has humans involved; the other 249 are all electronic.

There’s a reason that there are still people on the floor of the New York Stock Exchange. There’s still a need for them or they wouldn’t still be there. And, the reason I’m interested in learning about them and figuring out how to better support them is that the other 249 trading venues are overly complex and linked together; and, the pendulum has swung too far, too fast in the electronification. The question is, can we bring it back to where we put some humans in there?

Kelly [LOEFFLER]  and I (recently) were invited to an event in Silicon Valley where we were able to meet a lot of the founders and CEOs of many of the high-profile technology companies that we all know and use. [ MicroSoft ? ... ]

What was sad,  was that most of them thought that it would be a bad thing to "go public". [They] would prefer to remain "private companies" [list]; [they] would prefer to raise money - through Silicon Valley venture capital; [they] would prefer to have "private stock markets". What they’re really saying is, “We don’t want to deal with all the "complexity" that it takes now to be a public company.”

Do you see that as a regulatory challenge or the nature of the markets?

KL [LOEFFLER] : It’s capital markets, stock markets, Sarbanes-Oxley, the costs of being a public company and all of the requirements.

JS: The recent problems of the Facebook IPO, the recent "flash crash" —all these things are cumulative, and so the only way that that’s going to get fixed is - if you start changing the trajectory. It’s going to be a thousand small steps to bring confidence back.

For a short window, we’re going to have a lot of attention paid to us as we go through this transaction. We want to use the attention in a positive way to try to change the trajectory. It’s not something that we can do alone, but the New York Stock Exchange is an amazing venue to have that dialogue. [ JS owns the "New York Stock Exchange" trading platform. ] 

I’m offended that the current solution that the exchanges and brokerage firms and government are all working on is to just close the markets when they crash—pull the plug. 

If I sold you a car with an accelerator pedal that every once in a while would stick when you were driving down the freeway, and I told you, “Don’t worry, we’ll make the car shut off and then just wait for five minutes and turn it back on and see if it works” - you would give me the car back and you would probably sue me. [ Hmmm - a comparison analogy between "stocks" and "human life"...  ]

Is that how they dealt with the flash crash?

JS: What’s being worked on now [BY "INSIDERS"] is that after the market crashes 10 percent, it will shut off. It will wait for a period of time and then restart, and see what happens. I think you need that kind of safety valve in there, but that isn’t the solution. That’s a Band-Aid over a really bad problem that needs to be fixed at its core, and that dialogue needs to exist. And, I think it’s wrong to ask government to fix it. This is a complicated problem, and you need the industry to come together and think of common solutions that everybody can work toward. And, if the industry can do that, then I’m sure government would validate them. [Unless Susan is ask to comment - which, she would ask: Who exactly - are the industry "representatives" - who will approve this "industry insider tip-off system" operated inside computers - that the average stock-holder cannot see. ]

Let’s talk about government—since your name, Kelly [Loeffler], has been in the news. Did you ever run for office?

KL [LOEFFLER] : My only venture into the actual campaign field was running against my best friend for student council president in eighth grade. It was all about the campaign posters and how many of the kids you could talk to at lunch break.
 [ And, this explains how "Kelly Loeffler" - came to be a Trump sycophant and the "tall girl" [that] slayed the short fat rich man - of ICE. Trump and Kelly both - had NO PREVIOUS EXPERIENCE IN POLITICS - before participating in it ... So, they understand each other. ]

Is that something you’re both equally interested in, or does one of you drive that a little more than the other?

JS: Our politics are slightly different, so . . .

KL [LOEFFLER]: I’m more conservative.

JS: There are certain candidates that she has an affinity for and certain candidates that I have an affinity for, and we like to support good people. ...When we first started giving money to candidates, it was an interesting thought process - because it’s not a charity. But, the more we work with government, the more we feel that it’s important that we support good candidates and have good government, and unfortunately it takes a lot of money to run for office.  [ JS has made an investment in Kelly Loeffler ] There’s just no getting around it. ... But now your profile is a little bigger, and more public - with the purchase of the New York Stock Exchange.

Does that make you want to be more or less politically active?

JS: It’s a good question and it’s one we’ve been wrestling with, because it’s only a question that has come lately. Your political giving is all disclosed, and so . . .

You gave a very large gift to Mitt Romney.

KL [LOEFFLER]: We both did.

JS: We separately gave a lot. In that case, we met Mitt Romney and got to know him personally many, many years ago, when he was trying to run in the primaries against John McCain. ...We met him at a neighbor’s house - here in Atlanta - when people didn’t really know who he was -  and he was just exploring whether he could even run. We got to know him and his wife, and have been to his house many times and they’ve been to our house. ... Taking politics off the table, the Romneys are really lovely people, and well intended. We’d never known anybody that was running for president and actually had a friendship with them! And so, it was easy to support a "friend". [Turns to Loeffler] Is that fair?


JS: But I have really good relationships with people - on both sides of the aisle - and, as a company [ ICE, New York Stock Exchange, Bakkt] we are completely nonpartisan. ... We give money to "good candidates", Republicans and Democrats and Independents. I think, to the extent that people have come to know us in Washington. [ Governor Kemp (a Republican) appointed Kelly Loeffler to finish the term of the Georgia 
Senator - that had to step down - due to Health Reasons.] [they (Politicians)] know that we - as a company - are nonpartisan, - and frankly this company is incredibly diverse. ... The employee pool at this company comes from all ages, all races, all religions, and many people that we’ve recruited are immigrants who were raised outside the country who are citizens now. ... We run a process here [ ICE, New York Stock Exchange, Bakkt] where we really want the employees to talk about - who they want to give to - and, who the company gives to and help direct that. I believe that’s in the interests of the company, and I believe that it’s in the interests of our employees - that they are "politically active".

So the answer to your question is: 
["... we really try to separate our personal giving from what the company represents, and I think we’re respected for that. ..."]

So when your name appeared in the press—when Senator Chambliss announced that he was not going to be running again—Kelly, what was your first reaction? [ Kelly Loeffler appointed January 6, 2020 ... https://en.wikipedia.org/wiki/Kelly_Loeffler#U.S._Senate ]

KL [Loeffler]: Obviously that’s very flattering. That is not something that in life you expect to be said about you or considered for, honestly. But I also have said that [ "I’m very committed to my work at ICE. ..."] It’s just nothing I had anticipated, and clearly . . . It’s an interesting idea. We’ve received a lot of really nice calls.

JS: Including from a number of senators and former senators that have now heard about the article outside of Atlanta. Which is interesting.

Jeff, is that something you’ve ever imagined—political life?

JS: No, I actually think my wife is better suited for it, honestly. [ KELLY DOES THE "SMILE" - AND 'BUTT-BUMP' THING - SO NICE... ]
... It’s a shame that the Republican party only has four women senators—the Democratic party has sixteen, which is still underrepresented.

JS:  I think it’s a shame that there aren’t more people who go to government - who have worked in business, and go there with the intent of contributing and then coming back and not being career politicians. I think that’s what the founding fathers envisioned for the country. I really believe that we would be better served by having more diversity in Washington. I’m a [SHORT, FAT], middle-aged, bald white guy, and I think there’s enough people like me in Washington. I think we’d be better off recruiting a lot of diversity. I think that’s why her name was floated by somebody, because people would like to see younger professional women and minorities recruited into government. [ Kelly Loeffler is not a "minority" - https://en.wikipedia.org/wiki/Kelly_Loeffler ::  https://en.wikipedia.org/wiki/Minority_group ]

How did you come to own the Dream?

KL [Loeffler] : I met the former owner of the Dream, Kathy Betty (widowed wife of Gary Betty EARTHLINK), in Arthur Blank’s box at a soccer match. Kathy was so enthusiastic about [ the Dream ] and said, “You guys have to come.” So, we went to a game and just were blown away. We said, “This is a great sport, a great experience.”; and then, when Kathy asked us if we were interested in owning the team—she’d asked the same question to my business partner Mary Brock [WIFE OF jOHN F. BROCK COCA-COLA] and her husband, John—we both said "absolutely".
 ... It came together in a really positive way. And, owning a sports team is so much more than what we thought it was - in terms of being a part of the community, the impact you can have, the people you can reach. Basketball is a big part of it, but it’s not all of it.

Jeff, are you a sports fan?

JS: I’ve become a WNBA fan as a result of my marriage.

KL[Loeffler]: He’s a great fan!

JS: I try to attend every game I can. I’m fortunate that I can get a really good seat.

Do you feel like Atlanta is a global city? Are we there yet, or is something holding us back?

JS: I do feel that it is a "global city", and I think one of the real assets that we have is our airport, which allows easy access by Atlantans around the world, and it allows people from all around the world access to Atlanta. And, if you look at the Internet and traffic to websites, we have some of the highest-trafficked sites on the web, which are really taking brands like CNN and the Weather Channel and UPS and Home Depot and Coca-Cola, to name a few, around the world.

KL[Loeffler]: If you think about the companies that are here that are excelling that are global companies—the companies that are globally minded, that are branding globally—that means that the leadership is thinking globally, and that’s attracted a wide range of disciplines to Atlanta. So, we find it very easy, as a company that has half of our revenues outside the U.S., to be based in Atlanta. [ KELLY LOEFFLER "OFF-SHORE" - TO AVOID TAXES : https://robertreich.org/post/257309068,  https://www.palmerreport.com/analysis/kelly-loeffler-crashes-and-burns/34384/, :::::  ] 

Do you feel like you then have peers in the business world in Atlanta, being a company that is so global—when you’re interacting with other business leaders, do they have a similar outlook?

JS: Yes. In fact, one of the unique things about Atlanta is that the major business leaders in this city care deeply about the city and are very civically involved in the arts, in the university system, in the charities. There’s this lovely element of Southern hospitality and giving back that I think pervades senior managers in this city. And maybe it all started with Robert Woodruff, or it’s personified by him and the Woodruff Foundation. But it’s not done in order to have your name in the society pages like it is in some communities. It’s done for a true sense of giving back to the community.

Jeff, I saw that you were reading a book about the graffiti artist Banksy. What do you think about Atlanta’s Graffiti Task Force? Where do you fall on the question of graffiti as art?

JS: I don’t believe that anyone should deface anyone else’s property or deface public property. What I do like is graffiti, graphic art, where an artist is using the canvas or other medium to make a statement. I find that there are some really interesting young artists out there who have great commentary about our society and are able to do it in symbols and words that can be incredibly profound. Just recently we had at the High Museum an artist named KAWS, whose work I collect, and I have a number of works by Jean-Michel Basquiat, one of the original graffiti artists. So it’s not so much graffiti like you see on the highway wall as it is avant-garde statements through works of art.

Are there boundaries between home and work, or is work fair game everywhere?

KL: It’s fair game everywhere. I’m sure there are times when I talk about it and he’d rather not and there are times he’s talking about it and I’d rather not, but that’s part of respecting your spouse. I come from a farm, and so I grew up seeing my parents work together on the farm. They also had a small trucking company together. They had a great working relationship, they were entrepreneurs, they took risks together, there were good years and bad years. It’s not been different from Jeff’s and my experience at ICE.

JS: There are many fabulous things about being a public company CEO, including the compensation, but it’s a job that doesn’t end. So it’s been fabulous to have a spouse who also is engaged, because it allows us to have a really complementary friendship and marriage around this company.

Of course, a marriage is a partnership and a business tends to have hierarchy. How do you navigate those two models?

KL: Just like you would in any other organization.

JS: I think Kelly feels like she needs to overachieve, honestly, to make sure no one from the outside would ever think that there’s any kind of nepotism in this firm. But we all started this company with just a handful of us, and we’ve grown up together. The management of this company has worked together for years, and we all know where our strengths and weaknesses are and work well together, and so in that sense it’s been a natural part of the evolution of this company. We brought Kelly in originally to help organize the company so it could go public, and it’s been a fabulous public company, so she has great respect within the firm, which makes it easy.

Are you still connected to the family farm?

KL: Yeah, we love it. Jeff and I have a couple small farms, so we’re remaining in the family business.

JS: Your family helps run them.

KL: And some of the farms have been in the family and have just passed down. Because we’re in commodity markets, we find the business of agriculture really interesting and clearly very important. I’m so proud to have been raised on the farm, and I love the connection that I still have to it. I grew up working in the fields, so I never want to get away from those memories. ["working in the fields" - HOW SO?]

Four years ago you bought a home. Not just any home, but one of the most significant properties in Buckhead—and in the city. What does it mean to you to have that house, and to live in that place?

JS: More than anything that we’ve talked about, that house changed Kelly’s and my life. We have no children and we have a large house, so we made a decision that we would make it a very public house, we would open it for fundraising and for charity events and for political candidates, and it was really those activities that caused people to first meet Kelly and me—it actually wasn’t the success of the company. It was the civic work that we decided to do to help justify owning such a beautiful property and wanting to share it with people. And so as a result of that, we’ve been incredibly welcomed into the neighborhood and we’ve met a lot of really interesting people—not just the people in Buckhead that live near us, but people from all over the city and state that have come to an event at our house. It’s been really rewarding.

KL: We don’t take it for granted. I still try to walk through it every day with my cat. I walk through it and look at it and appreciate it, because it certainly doesn’t define who we are, but we’d be wrong not to appreciate it and enjoy each day that we live there.

Did you know that you had this desire to be "hosts" - or, is that something that you realized with the house?

JS: It came with the house. As we were walked through the house by a Realtor, and before we even made an offer, we got a call from the director of a major charitable organization who said, “I heard you looked at that house; if you buy it would you allow us to use it for a party?” So as we were thinking about making an offer on the house, we were thinking about whether or not we should make it a more public place, because it’s way more house than Kelly or I ever wanted or need. ... We closed on a Friday afternoon and the following Tuesday we threw a major Red Cross charity event, with all the boxes and everything! It was insane. [ "ELIZABETH" "DOLE" - RED CROSS ]

This article originally appeared in our April 2013 issue.

   https://www.facebook.com/WKRG.News.5/videos/georgia-senate-runoff-debate/417262726079385/  < VIDEO 

 Rapheal Warnock Loeffler "debate" "transcript" SOURCE:  https://www.rev.com/blog/transcripts/georgia-senate-runoff-debate-transcript-kelly-loeffler-vs-raphael-warnock

 Stanford, Ill. :  https://en.wikipedia.org/wiki/Stanford,_Illinois 

"...   As of the census[9] of 2000, there were 670 people, 236 households, and 190 families residing in the village. The population density was 1,749.8 people per square mile (680.8/km2). There were 253 housing units at an average density of 660.8 per square mile (257.1/km2). The racial makeup of the village was 97.91% White, 0.90% Native American, 0.15% Asian, and 1.04% from two or more races. Hispanic or Latino of any race were 0.90% of the population.

There were 236 households, out of which 43.6% had children under the age of 18 living with them, 62.3% were married couples living together, 14.8% had a female householder with no husband present, and 19.1% were non-families. 16.1% of all households were made up of individuals, and 7.2% had someone living alone who was 65 years of age or older. The average household size was 2.84 and the average family size was 3.14.

In the village, the population was spread out, with 29.9% under the age of 18, 10.4% from 18 to 24, 30.3% from 25 to 44, 20.3% from 45 to 64, and 9.1% who were 65 years of age or older. The median age was 33 years. For every 100 females, there were 95.3 males. For every 100 females age 18 and over, there were 88.8 males.

The median income for a household in the village was $49,375, and the median income for a family was $52,639. Males had a median income of $35,500 versus $27,813 for females.

The per capita income for the village was $18,687. About 2.3% of families and 3.7% of the population were below the poverty line, including 3.1% of those under age 18 and none of those age 65 or over.  ..."

 - https://en.wikipedia.org/wiki/Kelly_Loeffler 

 - https://www.classmates.com/people/Kelly-Loeffler/8699529617 <PHOTO 

 - https://www.pjstar.com/news/20200107/nick-in-am-olympia-high-school-grad-kelly-loeffler-becomes-us-senator 

 - https://www.olympia.org/article/176266?org=ohs 

HH SOURCE: https://www.loeffler.senate.gov/sites/default/files/2020-11/Modernizing%20Americans%20Health%20Care%20Plan.pdf 

 Health Care Plan


The Modernizing Americans’ Health Care Plan: It is Time to Put Patients First

Plan Covers Pre-Existing Conditions, Lowers Costs and Expands

Access to Health Care for All Americans 

Americans face a pivotal moment in the ongoing debate over how to improve their health care. The Left [ AMERICANS - like Susan Neuhart 'nee' CASSADY ] want to "socialize" our nation’s health care, turning it into a system that would cover every AMERICAN. Throughout the pandemic, I have continued to advocate for a patient-centered approach to health care and greater telehealth services and fought FORincreasing drug prices - BECAUSE, I OWN STOCK IN THESE AMERICAN COMPANIES. To build on these past efforts, I developed The Modernizing Americans’ Health Care Plan to cover SOME pre-existing conditions, lower SOME costs, increase SOME choices and put SOME patients first. BE SURE TO LOOK FOR THE "WEASEL WORDS & CLAUSES" !



[ "exonerated" FAKE Blonde, Fake bull dog, fAKE FARMING -  "TRUMPER" ] 

The Modernizing Americans’ Health Care Plan will:  

1.Expand Affordable Health Insurance Options 

After Obamacare took monthly HEALTH INSURANCE premiums - in Georgia -  increased - BECAUSE AMERICAN HEALTH CARE IS "PROFIT DRIVEN"
The rise in AMERICAN insurance costs is mainly due to THE FACT - - [THAT] "PROVIDING" AMERICAN HEALTH CARE IS "PROFIT DRIVEN"


The Loeffler plan will - HELP profit seeking Insurance companies by - enabling American Health INDUSTRY - TO INSERT "WEASEL WORDS" :

Summary: S.3112 — 116th Congress (2019-2020)All Information (Except Text)

Listen to this page

There is one summary for S.3112. Bill summaries are authored by CRS.

Shown Here: Introduced in Senate (12/19/2019)

Personalized Care Act of 2019 :: This bill revises provisions relating to health savings accounts (HSAs), including to: 

2.Lower the Cost of Prescription Drugs 

Patients should never have to choose between filling a prescription and paying their monthly bills. Democrats want to mimic socialized health care who negotiate artificially low drug prices and leave the U.S. on the hook for the bill. This would severely limit and slow the development of new drugs, leaving Americans without access to groundbreaking, lifesaving cures. We need to take steps to lower drug costs for patients without stifling innovation. 

This plan will: Personalized Care Act of 2019 

3.End Surprise Medical Billing 

Far too often, Americans go to the doctor and are left on the hook for a bill they did not expect. Despite being covered by health insurance, a patient learns after the fact that an out-of-network specialist they had no way of choosing treated them. Months later, they’ll receive a “surprise” medical bill that can run into the thousands of dollars. It is time for Congress to end this exploitive practice.

This plan will: 

4.Enhance Access to Care for the Most Vulnerable Americans  

When it comes to health care, some of the most vulnerable citizens in Georgia and across the country are those living in rural areas and those who have served in our armed forces. Veterans and rural Georgians need greater access to innovative health care technology, additional mental health services and better-equipped rural hospitals. 

This plan will:

law reauthorizes for five years and modifies grants for telehealth networks and telehealth resource centers that serve medically underserved populations.

5.Finish the Fight against COVID-19 and End our Reliance on China

The early days of the COVID-19 global pandemic exposed our dependence on adversaries like China to manufacture critical medical devices and prescription drugs. The shortages our nation faced for critical supplies such as personal protective equipment (PPE) left health care facilities relying on makeshift or reused PPE. Congress and the Trump administration took strong action to bolster the Strategic National Stockpile and distribute PPE to health care facilities, but we must grow our manufacturing capacity to ensure that we are not overly reliant on foreign nations when combatting a global pandemic like COVID-19.

This plan will: 


Pekin Daily Times 
 SOURCE:  https://www.pekintimes.com/news/20200107/nick-in-am-olympia-high-school-grad-kelly-loeffler-becomes-us-senator 

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Sen. Kelly Loeffler, R-Ga., smiles before a re-enactment of her swearing-in, Monday Jan. 6, 2020, by Vice President Mike Pence on Capitol Hill in Washington. (AP Photo/Jacquelyn Martin)

By Nick Vlahos  -- Journal Star

It isn’t every day a former woodwind player in the Olympia High School marching band becomes a U.S. Senator.

That day came Monday, when Kelly Loeffler was inaugurated as the junior senator from Georgia.

It’s a day at least one of Loeffler’s former co-musicians in rural McLean County might not have seen coming. But even in the mid-to-late 1980s, Ed Jodlowski could tell the tall girl a few years behind him had potential beyond the band.

“I would say Kelly always had a pretty charismatic personality, but she was very bright and articulate and just kind of a beacon of light in her class,” said Jodlowski, a saxophone player who graduated in 1986 from Olympia and now is its principal.

“To say that we thought maybe she’d become a senator, I don’t know if anybody would say that,” he said Tuesday. “But we knew she was destined for success.”

November 5, 2020

Loeffler made her mark as an executive with Intercontinental Exchange, an Atlanta-based financial firm, and as CEO of Bakkt, a subsidiary that deals in cryptocurrency. The 5-foot-11 Loeffler also is co-owner of the Atlanta Dream, a WNBA franchise.

She and her husband, Intercontinental Exchange CEO Jeffery Sprecher, are worth more than $500 million, according to the Atlanta Journal-Constitution.

Politics became part of Loeffler’s resume late last year. That’s when Georgia Gov. Brian Kemp announced he was appointing the 49-year-old fellow Republican to succeed Sen. Johnny Isakson, who after 14 years in office resigned because of illness.

The seeds of Loeffler’s success were sown on her family’s corn-and-soybean farm near Stanford, west of Bloomington. Also near Stanford is Olympia, which serves high school students from eight rural communities.

Much of southeast Tazewell County — including Armington, Hopedale and Minier — is located in the sprawling Olympia school district.

Loeffler graduated in 1988 from Olympia, where she played varsity basketball and ran cross country and track.

“We lived simply. Life revolved around farming, church, school and 4-H,” she said during her introductory news conference. “There was a rhythm to our lives: We planted in the spring, I showed cattle at the county fair in the summer and in the fall we harvested. Sundays were for church and family.”

Jodlowski affirmed Loeffler’s background as being critical in her success.

“I think when you have that work ethic instilled in you at an early age, that just gave her the motivation to work hard as well,” he said.

After Olympia and before she headed to the South, Loeffler earned degrees from the University of Illinois and from DePaul University’s Kellstadt Graduate School of Business. She also worked for Citibank, among other financial-services firms.

Heady stuff. But a few years ago, Loeffler found time to return to Olympia for her induction into the school’s hall of fame. She gave a brief speech, according to Jodlowski.

“The idea that she was able to come back and just kind of honor the place where she got her start, I think that speaks volumes of her,” he said.

It also can speak volumes to the Olympia students Jodlowski now shepherds. Even if they might not realize it.

“A lot of students grow up in rural America and think to themselves what it is (they) can do to kind of change the world,” Jodlowski said. “They think, ‘Not too much.’

“I think this sends a great message to our students that you may not become the next senator, but you can become anything you want if you work hard and do the right things. Kelly obviously did the right things in high school and beyond high school.” 

Emancipation Proclamation

Emancipation Proclamation

Alex Wong/AFP/Getty Images


On September 22, 1862, President Abraham Lincoln issued the preliminary Emancipation Proclamation, which declared that as of January 1, 1863, all enslaved people in the states currently engaged in rebellion against the Union “shall be then, thenceforward, and forever free.”

Lincoln didn’t actually free any of the approximately 4 million men, women and children held in slavery in the United States when he signed the formal Emancipation Proclamation the following January. The document applied only to enslaved people in the Confederacy, and not to those in the border states that remained loyal to the Union.

But although it was presented chiefly as a military measure, the proclamation marked a crucial shift in Lincoln’s views on slavery. Emancipation would redefine the Civil War, turning it from a struggle to preserve the Union to one focused on ending slavery, and set a decisive course for how the nation would be reshaped after that historic conflict.

READ MORE: Slavery in America





Lincoln’s Developing Views on Slavery

Sectional tensions over slavery in the United States had been building for decades by 1854, when Congress’ passage of the Kansas-Nebraska Act opened territory that had previously been closed to slavery according to the Missouri Compromise. Opposition to the act led to the formation of the Republican Party in 1854 and revived the failing political career of an Illinois lawyer named Abraham Lincoln, who rose from obscurity to national prominence and claimed the Republican nomination for president in 1860.

Lincoln personally hated slavery, and considered it immoral. "If the negro is a man, why then my ancient faith teaches me that `all men are created equal;' and that there can be no moral right in connection with one man's making a slave of another," he said in a now-famous speech in Peoria, Illinois, in 1854. But Lincoln didn’t believe the Constitution gave the federal government the power to abolish it in the states where it already existed, only to prevent its establishment to new western territories that would eventually become states. In his first inaugural address in early 1861, he declared that he had “no purpose, directly or indirectly, to interfere with slavery in the States where it exists.” By that time, however, seven Southern states had already seceded from the Union, forming the Confederate States of America and setting the stage for the Civil War. 

First Years of War

At the outset of that conflict, Lincoln insisted that the war was not about freeing enslaved people in the South but about preserving the Union. Four border slave states (Delaware, Maryland, Kentucky and Missouri) remained on the Union side, and many others in the North also opposed abolition. When one of his generals, John C. Frémont, put Missouri under martial law, declaring that Confederate sympathizers would have their property seized, and their enslaved people would be freed (the first emancipation proclamation of the war), Lincoln directed him to reverse that policy, and later removed him from command.

But hundreds of enslaved men, women and children were fleeing to Union-controlled areas in the South, such as Fortress Monroe in Virginia, where Gen. Benjamin F. Butler had declared them “contraband” of war, defying the Fugitive Slave Law mandating their return to their owners. Abolitionists argued that freeing enslaved people in the South would help the Union win the war, as enslaved labor was vital to the Confederate war effort.

In July 1862, Congress passed the Militia Act, which allowed black men to serve in the U.S. armed forces as laborers, and the Confiscation Act, which mandated that enslaved people seized from Confederate supporters would be declared forever free. Lincoln also tried to get the border states to agree to gradual emancipation, including compensation to enslavers, with little success. When abolitionists criticized him for not coming out with a stronger emancipation policy, Lincoln replied that he valued saving the Union over all else.

“My paramount object in this struggle is to save the Union and is not either to save or to destroy slavery,” he wrote in an editorial published in the Daily National Intelligencer in August 1862. “If I could save the Union without freeing any slave I would do it, and if I could save it by freeing all the slaves I would do it; and if I could save it by freeing some and leaving others alone I would also do that.”

From Preliminary to Formal Emancipation Proclamation 

Abraham Lincoln reading the Emancipation Proclamation before his cabinet. 

At the same time however, Lincoln’s cabinet was mulling over the document that would become the Emancipation Proclamation. Lincoln had written a draft in late July, and while some of his advisers supported it, others were anxious. William H. Seward, Lincoln’s secretary of state, urged the president to wait to announce emancipation until the Union won a significant victory on the battlefield, and Lincoln took his advice.

On September 17, 1862, Union troops halted the advance of Confederate forces led by Gen. Robert E. Lee near Sharpsburg, Maryland, in the Battle of Antietam. Days later, Lincoln went public with the preliminary Emancipation Proclamation, which called on all Confederate states to rejoin the Union within 100 days—by January 1, 1863—or their slaves would be declared “thenceforward, and forever free.”

On January 1, Lincoln signed the Emancipation Proclamation, which included nothing about gradual emancipation, compensation for enslavers or black emigration and colonization, a policy Lincoln had supported in the past. Lincoln justified emancipation as a wartime measure, and was careful to apply it only to the Confederate states currently in rebellion. Exempt from the proclamation were the four border slave states and all or parts of three Confederate states controlled by the Union Army. 

Impact of the Emancipation Proclamation

As Lincoln’s decree applied only to territory outside the realm of his control, the Emancipation Proclamation had little actual effect on freeing any of the nation’s enslaved people. But its symbolic power was enormous, as it announced freedom for enslaved people as one of the North’s war aims, alongside preserving the Union itself. It also had practical effects: Nations like Britain and France, which had previously considered supporting the Confederacy to expand their power and influence, backed off due to their steadfast opposition to slavery. Black Americans were permitted to serve in the Union Army for the first time, and nearly 200,000 would do so by the end of the war.

Finally, the Emancipation Proclamation paved the way for the permanent abolition of slavery in the United States. As Lincoln and his allies in Congress realized emancipation would have no constitutional basis after the war ended, they soon began working to enact a Constitutional amendment abolishing slavery. By the end of January 1865, both houses of Congress had passed the 13th Amendment, and it was ratified that December.

"It is my greatest and most enduring contribution to the history of the war,” Lincoln said of emancipation in February 1865, two months before his assassination. “It is, in fact, the central act of my administration, and the great event of the 19th century."


The Emancipation Proclamation, National Archives

10 Facts: The Emancipation Proclamation, American Battlefield Trust

Eric Foner, The Fiery Trial: Abraham Lincoln and American Slavery (New York: W.W. Norton, 2010)

Allen C. Guelzo, “Emancipation and the Quest for Freedom.” National Park Service

Emancipation Proclamation: How Lincoln Used War Powers Against Slavery

Lincoln Issues the Emancipation Proclamation

After the Emancipation

Emancipation Proclamation Copy Signed by Lincoln for Sale

When Abraham Lincoln signed an executive order proclaiming the emancipation of slaves held in states “in rebellion against the United States” in January 1863, he created one of American history’s most iconic documents. Several autographed copies of the Emancipation Proclamation ...read more

The Gettysburg Address

On November 19, 1863, President Abraham Lincoln delivered remarks, which later became known as the Gettysburg Address, at the official dedication ceremony for the National Cemetery of Gettysburg in Pennsylvania, on the site of one of the bloodiest and most decisive battles of ...read more

What Abraham Lincoln Thought About Slavery

1. Lincoln wasn’t an abolitionist. Abraham Lincoln did believe that slavery was morally wrong, but there was one big problem: It was sanctioned by the highest law in the land, the Constitution. The nation’s founding fathers, who also struggled with how to address slavery, did ...read morenew-york-historical-society-unveils-handwritten-copy-of-13th-amendment-signed-by-lincoln

13th Amendment

The 13th Amendment to the U.S. Constitution, ratified in 1865 in the aftermath of the Civil War, abolished slavery in the United States.

 The 13th Amendment states: “Neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly ...read more

GLC 5214. King George III. Broadside: Proclamation, 1763 (The Gilder Lehrman Collection, courtesy of The Gilder Lehrman Institute of American History. Not to be reproduced without written permission.)

Proclamation of 1763

The Proclamation of 1763 was issued by the British at the end of the French and Indian War to appease Native Americans by checking the encroachment of European settlers on their lands. It created a boundary, known as the proclamation line, separating the British colonies on the ...read more


Slavery in America

Throughout the 17th and 18th centuries people were kidnapped from the continent of Africa, forced into slavery in the American colonies and exploited to work as indentured servants and labor in the production of crops such as tobacco and cotton. By the mid-19th century, ...read more

Former enslaved people, Juneteenth

What Is Juneteenth?

Juneteenth (short for “June Nineteenth”) marks the day when federal troops arrived in Galveston, Texas in 1865 to take control of the state and ensure that all enslaved people be freed. The troops’ arrival came a full two and a half years after the signing of the Emancipation ...read more


Why Frederick Douglass Matters

Frederick Douglass sits in the pantheon of Black history figures: Born into slavery, he made a daring escape north, wrote best-selling autobiographies and went on to become one of the nation’s most powerful voices against human bondage. He stands as the most influential civil and ...read more


Confederate States of America

The Confederate States of America was a collection of 11 states that seceded from the United States in 1860 following the election of President Abraham Lincoln. Led by Jefferson Davis and existing from 1861 to 1865, the Confederacy struggled for legitimacy and was never ...read more

health plan :

h The Modernizing Americans’ Health Care Plan: It is Time to Put Patients First Plan Covers Pre-Existing Conditions, Lowers Costs and Expands Access to Health Care for All Americans Americans face a pivotal moment in the ongoing debate over how to improve their health care. The Left wants to socialize our nation’s health care, turning it into a government-run system that would limit choices, lower the quality of care and take away private health insurance from roughly 180 million Americans. Throughout the pandemic, I have continued to advocate for a patient-centered approach to health care and greater telehealth services and fought against increasing drug prices and a socialist health system. To build on these past efforts, I developed The Modernizing Americans’ Health Care Plan to cover pre-existing conditions, lower costs, increase choices and put patients first. The Modernizing Americans’ Health Care Plan will: • Protect Americans with pre-existing conditions; • Expand affordable health insurance options; • Lower the cost of prescription drugs; • End surprise medical billing; • Enhance access to care for the most vulnerable Americans; and • Finish the fight against COVID-19 and end our reliance on China. 1. Expand Affordable Health Insurance Options Under Obamacare, millions of Americans lost their doctors and their plans, while health care costs skyrocketed and choices diminished. After Obamacare took effect in 2013, average monthly premiums in Georgia increased an average of 188% in just five years, while the number of insurers fell. Nearly 130,000 Georgians left the individual market between 2016 and 2020, as insurance became unaffordable. The unacceptable rise in insurance costs is mainly due to the regulatory structure of Obamacare that includes regulations, mandates and taxes on health care insurance companies, small businesses and families. Instead of empowering government bureaucrats, we should empower the American patient with more affordable health care options. This plan will: • Ensure Americans with pre-existing conditions are protected. • Encourage states to take innovate action, such as using Medicaid 1115 waivers and 1332 State Innovation Waivers to meet the needs of their unique population. I was proud to see the state of Georgia have their 1332 and 1115 waivers approved by the Centers for Medicare and Medicaid Services. These reforms will help more Georgians, especially those with lower incomes, access coverage. • Allow the millions of Americans who purchase their own insurance in the individual market to create tax-free personal health management accounts, also known as Health Savings Accounts, by passing the Personalized Care Act. These accounts can be used to pay for insurance premiums, direct primary care, health care sharing ministries and other direct medical care arrangements that fit families’ needs and budgets. • Provide a one-time federal tax credit toward HSA contributions for low-income families with pre-existing conditions. • Establish Guaranteed Coverage Plans to help cover patients with pre-existing conditions. • Expand insurance options by passing the Affordable Health Care Options Act. This legislation I introduced codifies the Trump Administration’s rule on short-term, limited duration health plans, giving consumers who have been priced out of Obamacare’s individual market access to affordable health care. • Increase competition among health insurance companies by passing the American Healthshare Plans Act. This legislation allows any membership organization, like a local chamber of commerce, to offer health insurance to its members across state lines. 2. Lower the Cost of Prescription Drugs Patients should never have to choose between filling a prescription and paying their monthly bills. Democrats want to mimic socialized health care who negotiate artificially low drug prices and leave the U.S. on the hook for the bill. This would severely limit and slow the development of new drugs, leaving Americans without access to groundbreaking, lifesaving cures. We need to take steps to lower drug costs for patients without stifling innovation. This plan will: • End the foreign freeloading that drives up the cost of prescription medicines in the U.S. by passing the Securing America’s Medical Supply Chain and Advancing the Production of Life Saving Medicines Act. This legislation that I introduced shuns price controls embraced by Nancy Pelosi and establishes the position of Chief Pharmaceutical and Medical Supply Chain Negotiator in the Office of the United States Trade Representative. This negotiator will be responsible for stopping socialist countries from offering their citizens artificially low prices at the expense of hard-working Americans. • Create more transparency within the prescription drug market by requiring drug manufacturers to be more up-front about a patient’s out of pocket costs on all direct-toconsumer advertising. • Prohibit kickbacks to pharmacy benefit managers (PBMs) unless they are passed on to the patient in the form of lower costs. • Ensure a robust generic and biosimilars marketplace is driving significant savings to patients. • Reduce out-of-pocket expenses for our nation’s seniors by modernizing Medicare Part D. 3. End Surprise Medical Billing Far too often, Americans go to the doctor and are left on the hook for a bill they did not expect. Despite being covered by health insurance, a patient learns after the fact that an out-of-network specialist they had no way of choosing treated them. Months later, they’ll receive a “surprise” medical bill that can run into the thousands of dollars. It is time for Congress to end this exploitive practice. This plan will: • Eliminate surprise medical bills by holding patients harmless and establishing price and coverage transparency and truth in advertising. • Protect patients’ credit in the event of a surprise medical bill by passing the Patient Credit Projection Act, legislation I introduced. • Help patients better understand what they will be required to pay before receiving care by passing the Health Care PRICE Transparency Act. This would codify the Trump Administration’s rules on price transparency for hospitals and health insurers. 4. Enhance Access to Care for the Most Vulnerable Americans When it comes to health care, some of the most vulnerable citizens in Georgia and across the country are those living in rural areas and those who have served in our armed forces. Veterans and rural Georgians need greater access to innovative health care technology, additional mental health services and better-equipped rural hospitals. This plan will: • Ensure rural hospitals are receiving fair Medicare payments by passing the bipartisan Save Rural Hospitals Act to establish an area wage index floor for Medicare payments. • Help more veterans receive quality care through telehealth by passing legislation I introduced, the bipartisan VA Mission Telehealth Clarification Act. • Increase telehealth options for millions of Americans by passing the TELEHEALTH HSA Act. This legislation permanently extends a temporary provision of the CARES Act that allows for high-deductible health plans to offer first dollar coverage of telehealth services without relinquishing their status as HSA eligible health plans. • Take steps to expand mental health treatment options available to our nation’s veterans, including through the proper implementation of Section 203 of S. 785, the Commander John Scott Hannon Veterans Mental Health Care Improvement Act, language I was proud to advocate for as the bill moved through the Senate. • Implement the Rural Delivery of Online Care Services (R-DOCS) Reauthorization Act of 2020, bipartisan legislation that was passed into law that I was proud to work on. This law reauthorizes for five years and modifies grants for telehealth networks and telehealth resource centers that serve medically underserved populations. • Implement the Improving Care in Rural America Reauthorization Act of 2020, bipartisan legislation I introduced that was passed into law. This law reauthorizes for five years and modifies certain grant programs in the U.S. Department of Health and Human Services for (1) rural health services outreach, (2) rural health network development, and (3) small health care provider quality improvement. 5. Finish the Fight against COVID-19 and End our Reliance on China The early days of the COVID-19 global pandemic exposed our dependence on adversaries like China to manufacture critical medical devices and prescription drugs. The shortages our nation faced for critical supplies such as personal protective equipment (PPE) left health care facilities relying on makeshift or reused PPE. Congress and the Trump administration took strong action to bolster the Strategic National Stockpile and distribute PPE to health care facilities, but we must grow our manufacturing capacity to ensure that we are not overly reliant on foreign nations when combatting a global pandemic like COVID-19. This plan will: • Relocate medical supply chains back to the U.S. by passing the Bring Entrepreneurial Advancements to Consumers Here in North America (BEAT CHINA) Act. This legislation that I introduced would incentivize manufacturers to relocate their facilities from overseas to the USA by allowing accelerated depreciation of nonresidential real property acquired to relocate facilities for the manufacture of pharmaceuticals and medical devices or supplies in the United States. It also allows an exclusion from gross income of gain from the sale or exchange of relocation property that was used to manufacture medical products in a foreign country. • Support advanced drug manufacturing technologies programs in the USA by passing the bipartisan Securing American’s Medicine Cabinet Act. • Continue to identify and implement tools that the FDA and medical supply manufacturers can use to identify potential shortages before they occur, so that appropriate steps can be taken to prevent shortages and mitigate their impact on providers and patients. I was proud to work in bipartisan fashion to get a modified version of my bill, the Preventing Essential Medical Device Shortages Act, signed into law. • Pass the bipartisan Expanding Medical Partnerships with Israel to Lessen Dependence on China (EMPIL-DOC) Act to improve our cooperation with Israel to develop critical medical technologies related to COVID-19 and decrease our reliance on China. • Allow state health departments to approve the use of diagnostic tests that are not currently approved by the FDA during a public health emergency by passing the Right to Test Act. • Pass the Delivering Immediate Relief to America's Families, Schools and Small Businesses Act the Senate Democrats filibustered. This legislation provides hundreds of billions of dollars for (1) testing, treatment, and distribution of a vaccine, (2) for schools and childcare centers to safety reopen, (3) and for health care providers and workers to finish the fight against COVID-19.