8-16-2017 Dear Sirs, Mr. Turner, Mr. Brown and Mr. Portman, Please forgive the improper formatting of this vanilla document. Surely, you realize that your constituents must use this sort of vanilla format - to get through your USA Government Office form software's security feature. As an experienced computer programmer AND Software Technical Writer - before my stroke - I appreciate your concern for caution. However, caution may be used as an excuse to prevent communication, also. I hope you will try harder to keep the lines of communication open - and, not give in to the temptation to deliberately make your constituent communications appear inferior to your official office efforts. As you are aware - I have a personal web site... However, most Americans lack this tool and, in some cases, the ability Thus, you place most of your constiuents at a disadvantage - in your so-called communication efforts. This is not fair. Nor, is it good for our USA democracy. Now, I have just finished my initial read through AND note preparation of USA Senate Bill S194 and related house Bill HR635. I am grateful for the assistance of Senator Sherrod Brown's Cincinnati, Ohio Office Manager (Monica). As my web site declares - she assisted me TODAY. I told her (she is still in College) - that my own daughter - Dawn Marie Burton - began - her government career in Congressman John Conyer's Detroit, Michigan office - during the 1990s. Today, Dawn is the Deputy Chief of Staff - for Mr. Wray - at the USA-FBI. I copied the basically duplicate bill texts, for the Bills, to Microsoft WORD documents. It shows HR635 has 7 Pages,1628 Words AND, S194 has 7 Pages,1540 Words. Are Congress people more wordy that Senators? I will state the differences - when I know them. Sirs, I am horrified - at your attempt to codify- into USA LAW - a huge and permanent give away to the USA Insurance Industry. My initial notes follow. This is only to demonstrate the level of detail that I used in my initial read through. United States Secretary of Health and Human Services Public Health Service Act Ammend Part C to establish a public health insurance option that provides value, choice, competition, and stability of ... to create an affordable health plan to be OFFERED THROUGH EXCHANGES shall offer bronze, silver, and gold plans TRANSFER OF INSURANCE RISK to establish rates for premiums and health care provider reimbursement ESTABLISHMENT The HHS Secretary shall establish geographically adjusted premium rates for the public health insurance option In establishing premium rates under subparagraph XYZ the HHS Secretary shall include an appropriate amount for a contingency margin There are authorized to be appropriated such sums as may be necessary to establish the public health insurance option and cover 90 days of claims reserves based on projected enrollment ESTABLISHMENT OF A PROVIDER NETWORK hhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh "Secretary" United_States_Secretary_of_Health_and_Human_Services https://en.wikipedia.org/wiki/United_States_Secretary_of_Health_and_Human_Services United States Secretary of Health and HumanServices Public Health Service Act https://en.wikipedia.org/wiki/Public_Health_Service_Act https://www.law.cornell.edu/uscode/text/42/chapter-6A "Ammend" ... to establish a public health insurance option Ammends —Part C SEC. 2795. PUBLIC HEALTH INSURANCE OPTION. that provides value, choice, competition, and stability of " ... affordable, high-quality coverage..." throughout the United States in accordance with this section to create an affordable health plan OFFERED THROUGH EXCHANGES shall offer bronze, silver, and gold plans TRANSFER OF INSURANCE RISK.— to establish rates for premiums and health care provider reimbursement ESTABLISHMENT.—The Secretary shall establish geographically adjusted premium rates for the public health insurance option— “(B) CONTINGENCY MARGIN.—In establishing premium rates under subparagraph (A), the Secretary shall include an appropriate amount for a contingency margin. “(B) CONTINGENCY MARGIN.—In establishing premium rates under subparagraph (A), the Secretary shall include an appropriate amount for a contingency margin. “(i) AUTHORIZATION OF FUNDING.—There are authorized to be appropriated such sums as may be necessary to establish the public health insurance option and cover 90 days of claims reserves based on projected enrollment. “(2) ESTABLISHMENT OF A PROVIDER NETWORK.